***I showed up at the student loan office as Jack. I submitted all myfinancial documents, job history, and filled out their forms. I feltgiddy as I started signing documents. For the first time in my life, Ifelt I was in control of my own destiny.I finally came over to Niki's apparent. She greatly improved on herappearance since we had last met. If I hadn't none better, I would haveassumed she was born female."Well, hello Jill," she said.I smiled politely, her voice still gave her away. I was dressed as awoman and despite not having any hormone therapy was still the morefeminine of the two. Was I competing against Niki? Of course, I was."Alright, does cash work for you?" I asked wearing a purse."Come inside and we can talk about it," she said.I went inside the apartment and hung out in the kitchen area. "Want aglass of water?" she asked."Sure," I allowed. Using my female voice did put a little bit of astrain on my vocal cords."So, guess what? My parents thought it would be an even. The women around Steve seemed to be reviewing their notes and making adjustments as they did so.As each women finished, she looked up, then handed her pad to Steve, who reviewed them. Mary had been speaking English, so he wasn't surprised when he could read her notes. Nytoya had also chosen to use English, rather than one of her other languages.Danielle's notes, on the other hand, reminded him rather abruptly that he'd been relying on a translator to understand her. He was surprised when, as he looked at her neatly written French, her voice began to 'read' it to him in English. He looked up at Danielle's amused face, then back to the page. As his eyes moved from item to item on her list, the voice followed along. Another glance told him that she wasn't translating, even though Steve was hearing her voice. More magic from their hosts.As Steve began to copy her notes to his own, annotating hers as he went, Danielle's face went from amused to puzzled. "I thought you could not speak.
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